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Privacy Policy

Last updated: April 30th, 2025

This Privacy Policy describes how Brain Budget, licensed to [Darch Development Inova Simples I.S.] ("we", "us", or "our"), collects, uses, and protects personal data when you access and use our platform ("Service").

1. Information We Collect

We collect the following types of data:

  • Account Information: name, email address, and authentication credentials;
  • Financial Metadata: account nicknames, issuing bank names, masked card numbers (last 4 digits);
  • Usage Data: access times, features used, error logs, and device information.

2. How We Use Your Information

We use your data to:

  • Provide and maintain the Service;
  • Improve user experience and functionality;
  • Ensure the security of our platform;
  • Send you service-related notifications or updates;
  • Comply with legal obligations.

3. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share data only:

  • With your explicit consent;
  • To comply with legal obligations or court orders;
  • To detect or prevent fraud or technical issues;
  • With third-party service providers strictly for operating the Service (under NDA).

4. Data Retention

We retain personal data only as long as necessary for the purposes stated or as required by law. You may request deletion at any time, subject to legal exceptions.

5. International Data Transfers

As a Brazilian company serving global users, your data may be transferred and processed outside your country. We ensure appropriate safeguards in compliance with GDPR, LGPD, and other applicable regulations.

6. Your Rights

Depending on your location, you may have the right to:

  • Access, correct, or delete your data;
  • Withdraw consent at any time;
  • Object to data processing;
  • File a complaint with a data protection authority.

7. Security Measures

We implement industry-standard measures to protect your data, including encryption, access controls, and secure infrastructure. However, no method is 100% secure.

8. Children’s Privacy

The Service is not intended for users under the age of 18. We do not knowingly collect data from minors. If we become aware of such data, we will delete it.

9. Changes to this Policy

We may update this Policy at any time. Material changes will be communicated via the platform or email. Continued use of the Service constitutes acceptance of the updated policy.

10. Contact Us

For any privacy-related inquiries, contact us at: Darch Development Inova Simples I.S. Email: support@brainbudget.app Jurisdiction: Pato Branco, Paraná - Brazil

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